“Compound interest is the eighth wonder of the world. He who understands it earns it… he who doesn’t… pays it,” Albert Einstein once said. For those who aren’t financial gurus, allow me to put this quote in layman’s terms: everyone who’s able to save up a little, and is patient enough, can get wealthy. It’s not how celebrities get rich, it’s how the millionaire next door gets born. So how does it work? To become this achievable millionaire next door, you don’t have to win the lottery, or have an IQ as high as Einstein’s. All you have to understand…

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