It’s 2020, we’re in the midst of a global pandemic and in and out of lockdown, Kanye West (with Elon Musk’s blessings) tried to run for president, and the word ‘cryptocurrency’ is no longer a niche reserved only for people within the tech sphere. As we debate the future of money, the usability of Decentralized Finance Applications and how bizarre it is that influencers can now create their own cryptocurrencies to gift or sell to their followers, fintech startups continue to emerge all over the place.  While many of these startups have come up with big ideas that they feel…

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