Move over Apple, there’s a new fintech disruptor on the block. Meet Card V. Card — the world’s first competitive multiplayer bank account. Sound confusing? Let me break it down for you in simple words: a shared bank account that you get to spend from without depositing any funds. Yep, it’s practically free money. There’s one catch, though: there are 499 other people with access to the account that are rushing to bottom it out before you can. “Credit cards are inherently predatory,” the company says in its manifesto. “American Express is dying to layer gamification upon gamification until the…

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